Get Financially Fit! | Bad Money Habits

We've heard it time and time again—don't spend more than you earn. There are other not-so-obvious habits that can lead your finances astray. Kathryn Vasel, reporter for CNNMoney, shares with us bad money habits that are keeping us from getting rich.

It's no secret that spending more than you earn is bad for your budget. But there are some not-so-obvious habits that can lead your finances astray.

"The easiest way to becoming a millionaire for most people besides discipline is automation, priorities and goal setting," said Cary Carbonaro, a certified financial planner and managing director at United Capital.

Here are financial habits that money experts said can hurt your long-term savings:

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Get Financially Fit! | Ways to Save Money

Keep track of your spending. At least once a month, use credit card, checking, and other records to review what you've purchased. Then, ask yourself if it makes sense to reallocate some of this spending to an emergency savings account. America Saves shares with us 54 Ways to Save Money: http://ow.ly/sj972.

Get Financially Fit! | Mindful Money

Being mindful with your money can help you to reduce stress, focus your efforts and save money. Zina Kumok, a freelance writer specializing in personal finance shares with us How To Be Mindful With Your Money via Mint's blog, MintLife.

Cultivating mindfulness is all the rage right now – and for good reason. Learning to be more aware of your thoughts and actions is a crucial step towards a healthier, happier and more focused mindset.

Get Financially Fit! | Money Moves in Your 20s

Establishing healthy savings and spending habits early on in life can help you steer clear of many financial woes and better prepare for financial success. Sabah Karimi, contributor to U.S. News & World Report, shares with us The 6 Best Money Moves to Make in Your 20s.

Whether you're just wrapping things up at college or are pushing forward with your career, you'll need a smart money strategy to count on during some of your biggest life changes.

Your 20s are the perfect time to adopt good money habits that will help you steer clear of credit card debt, help you build a savings account and make financial decisions that give you a high return on your investment.

Behold, the six best money moves you can make in your 20s.

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Give Your Student a Higher Education in Credit Cards

Give Your Student a Higher Education in Credit Cards

by Center for Personal Finance editors

Your student might be vulnerable to financial trouble if you don't talk to him or her about credit cards. Without any knowledge of how credit works, your student could easily sign up for a bad deal just to get a free T-shirt.

Make these messages loud and clear to students before letting them fly the nest: