Get Financially Fit! | Reduce Spending

WESTconsin Credit Union partners with Accel Members Financial Counseling to provide members with access to financial education and counseling services. These services are free of charge to all WESTconsin members. Accel, a financial counseling program, has been helping individuals for more than 40 years. Accel offers a variety of resources and tools such as the "How Americans Overspend" infographic below.

The first rule of personal finance is to spend less than you earn.  Pretty simple, right?  Unfortunately, this basic rule can be difficult to follow.  It takes discipline.  Here are some tips to help you reduce spending.  Day after day, these small savings can add up to big savings.

Get Financially Fit! | Do you know your financial "GPA?"

Do you know your financial "GPA?" Tips for managing money from Latacia Greeley, Office Supervisor at WESTconsin Credit Union's Eau Claire office.

Money madness
Do you know your financial "GPA?" Tips for managing money from Latacia Greeley of WESTconsin Credit Union
Posted by Queen Of The Castle on Tuesday, February 23, 2016

Get Financially Fit! | Spring Cleaning

With spring just over a month away and temperatures starting to warm up, it is a great time to think about spring cleaning. Traditionally, spring cleaning entails dusting off cobwebs, flipping your mattress and getting rid of clothes you haven't worn in years. This time of year is also the perfect time to spring clean your finances! Mint.com shares with us How to Spring Clean Your Finances: A Visual Guide to Getting Your Financial House in Order.

Launch Infographic

Paying Yourself First When There’s Nothing Left To Save

You’ve read it a million times if you’ve read it once. Put money away. Save 10 percent of your income. Fund your 401(k) plan. Pay yourself first. Establish a nest-egg. Spend less than you earn.

But what if you can’t?

What if you simply don’t make it from one pay check to the next on a month-by-month basis? How are you supposed to “save” when there isn’t enough money to pay the bills in the first place?