Get Financially Fit! | Money Moves in Your 20s

Establishing healthy savings and spending habits early on in life can help you steer clear of many financial woes and better prepare for financial success. Sabah Karimi, contributor to U.S. News & World Report, shares with us The 6 Best Money Moves to Make in Your 20s.

Whether you're just wrapping things up at college or are pushing forward with your career, you'll need a smart money strategy to count on during some of your biggest life changes.

Your 20s are the perfect time to adopt good money habits that will help you steer clear of credit card debt, help you build a savings account and make financial decisions that give you a high return on your investment.

Behold, the six best money moves you can make in your 20s.

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GOBankingRates | 5 Signs You Have a Spending Problem

5 Signs You Have a Spending Problem

By Cameron Huddleston

July 31, 2015

One in five Americans spent more than what they earned in the last 12 months, according to a Federal Reserve Board survey released in May. Some might be relying on credit or dipping into savings to cover their spending because they are having trouble making ends meet. And, some might be simply living beyond their means.

Regardless of the reason your spending exceeds your income, “overspending is harmful because it could be a sign you’re out of control with your finances,” said Leslie H. Tayne, an attorney who concentrates in debt resolution solutions and author of “Life & Debt.” Your overspending might be making it hard to pay bills, have money for emergencies and save for the future. It could also lead to serious consequences, such as bankruptcy.

Here are five warning signs that indicate you are spending too much, how your overspending can hurt you and how to get your spending under control:

Steps in Preparing for Retirement

By Jana Castanon Media Relations/Community Outreach for Apprisen

No matter your age, retirement will be here before you know it.  However, according to a poll by the Employee Benefit Research Institute, only 13% of consumers felt very confident that they were prepared for retirement.  That’s a scary statistic. What about the rest of us?  Where are we going to be when that time comes?  But it doesn’t have to be that way.  It’s never too late to start saving for your future.  Here are few tips to get you on track in order to meet your retirement needs.

Plan For Your ‘Someday’ With These 3 Easy Ways To Save

Plan For Your ‘Someday’ With These 3 Easy Ways To Save

Written by Tammy Greynolds, America Saves

Working hard, paying bills, and putting money aside for your needs and wants in the “now” are so often automatic in our day-to-day lives – so why aren’t we thinking about or planning for the future? According to the 2015 Retirement Confidence Survey from the Employee Benefit Research Institute, nearly one-third of workers have almost no retirement savings or investments (< $1,000), and a staggering 57% are underprepared with less than $25,000 for retirement.